 Korean Car Insurance: One Choice Can Cost Millions

Most expats don’t realize this until after an accident.

In Korea, there are two types of personal injury coverage in car insurance:

 자기신체사고 (Personal Injury)
✔ Cheaper
❌ Medical bills limited
❌ Compensation reduced by fault
❌ No lost income or pain & suffering

 자동차상해 (Automobile Injury)
✔ Full medical expenses (actual cost)
✔ Covers lost income & pain and suffering
✔ Even if you are partly at fault

 The premium difference is small.
 The compensation difference can be millions of won.

If you’re an expat, long-term resident, or driving with family,
자동차상해 is strongly recommended.

 This infographic explains the difference at a glance 
(If you have questions, feel free to message me.)

Drive safe.
Insure smart.

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