12 Major Traffic Violations You Must Know in Korea!
Even if you settle with the victim after an accident, you can still face criminal charges if your accident involves one of these 12 serious violations. (As stated in Article 3, Clause 2 of the “Act on Special Cases Concerning the Settlement of Traffic Accidents.”)
The 12 Major Violations: 1️⃣ Ignoring traffic signals or signs 2️⃣ Crossing the centerline 3️⃣ Speeding more than 20 km/h over the limit 4️⃣ Illegal overtaking or sudden lane changes 5️⃣ Violating railroad crossing rules 6️⃣ Failing to yield to pedestrians at a crosswalk 7️⃣ Driving without a valid license 8️⃣ Drunk driving 9️⃣ Driving on sidewalks Failing to prevent passenger falls 1️⃣1️⃣ Violations in school zones 1️⃣2️⃣ Driving without securing cargo properly
⚖️ Penalty: ➡️ Up to 5 years imprisonment or a fine of up to 20 million KRW
Always obey traffic laws and avoid these serious violations. If an accident happens, seek legal and insurance consultation immediately.
Byung Geun Chun | Team Leader, Samsung Expat Insurance ✉️ bgchun@samsungfire.com | 010-3232-0625 facebook.com/SamsungExpatInsurance
Moving to Korea and planning to drive? Make sure you’re covered with Samsung Car Insurance — designed especially for expats! We provide full English support, fast claims service, and reliable protection so you can enjoy your drive worry-free.
Supporting expats in Korea with trusted guidance and clear information every step of the way. From car and motorcycle coverage to health and property solutions, my goal is to help you stay protected and feel confident while living abroad.
If you ever have questions or need help navigating insurance in Korea, feel free to reach out anytime.
Byung Geun Chun Team Leader, Samsung Expat Insurance 📞 010-3232-0625 📧 byung625@gmail.com
Supporting expats in Korea with trusted insurance guidance and clear information every step of the way. From car and motorcycle coverage to health and property solutions, my goal is to help you stay protected and feel confident while living abroad.
If you ever have questions or need help navigating insurance in Korea, feel free to reach out anytime.
Byung Geun Chun Team Leader, Samsung Expat Insurance 010-3232-0625 byung625@gmail.com
Did You Know? Renters insurance covers your personal property — even when you’re away from home! Whether you’re traveling, staying with friends, or working abroad, your belongings can still be protected.
Protect your lifestyle and peace of mind today with Samsung Expat Insurance.
Call: 010-3232-0625 Email: byung625@gmail.com
Byung Geun Chun | Team Leader, Samsung Expat Insurance Visit: facebook.com/expatinsurance
Protect What Matters Most — Your Family and Your Health
Life and health insurance aren’t just policies — they’re peace of mind for you and your loved ones. At Samsung Expat Insurance, we help expatriates in Korea secure trusted coverage for every stage of life.
✅ Comprehensive Life & Health Coverage ✅ English Support for Expats ✅ Personalized Advice from Experienced Agents
喙 NHIS Korea – Important Notice for Foreigners & Overseas Koreans
Did you know? Any foreigner or overseas Korean who has stayed in Korea for six months or more is required to subscribe to the National Health Insurance (NHIS).
Effective from: July 16, 2019 Who qualifies:
Anyone who has stayed in Korea for six months or more
Exceptions: Those with Study (D-2) or Marriage (F-6) visas can subscribe immediately upon arrival
How to apply:
NHIS will automatically register you once you meet the eligibility period
You’ll receive your NHI card and billing notice by mail
Visit your nearest NHIS office if you: • Didn’t receive your card • Came with family and want family coverage • Want to apply for reduced contribution (student visa holders or F-4 visa holders)
Stay covered and stay healthy while living in Korea!
🌊 Did You Know? 🚢 The Titanic was insured for $1 million, which was fully paid out by the insurance company after the ship sank in 1912.
Insurance has always been there to protect against the unexpected — even over a century ago! 💡 At Samsung Expat Insurance, we continue that tradition — offering trusted protection for expats living in Korea.
💬 Need advice or a quote?
•Contact Byung Geun Chun — your trusted insurance advisor at Samsung Expat Insurance.
🚗 Car Insurance Prices in Korea — What Really Affects Your Premiums 🇰🇷
Thinking about getting car insurance in Korea? Here are the 4 key factors that determine your premium 👇
1️⃣ Insurance History If it’s your first time in Korea, rates can be high. After one year of claim-free driving, premiums may drop by 30–45%! You can also get a discount with a previous insurance record from abroad — just provide your old policy or certificate.
2️⃣ Date of Birth Younger drivers generally pay more. The same car can cost twice as much to insure for a 24-year-old compared to a 30-year-old. Adding a spouse usually has little effect on price unless there’s a big age gap.
3️⃣ Car Make, Model & Fuel Type Smaller engines are cheaper (usually!). Imported cars cost much more if you add Own Car Damage (OD) coverage. LPG/LPI cars have slightly higher rates, while new cars enjoy lower premiums.
4️⃣ Type of Coverage In Korea, liability insurance is mandatory, but it only covers others — not you or your car. For better protection, upgrade your plan to include: ✅ Higher BI/PD limits ✅ Own Bodily Injury (OBI) ✅ Own Car Damage (OD) ✅ Roadside Assistance (flat tire, battery, towing, etc.)
💡 Bonus Discounts: ✔️ Kids living with you ✔️ Installed black box
📞 Need help choosing the right plan? Contact Byung Geun Chun — your trusted insurance advisor at Samsung Expat Insurance. 📧 byung625@gmail.com 📱 010-3232-0625 🌐 facebook.com/expatinsurance
